5 Ways Life Insurance is Like Pie!

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It’s British Pie Week, and while on one hand, all that means is that lunchtime should be at Pieminister rather than Greggs (sorry Greggs friends, but a pasty is not a pie!), it also means that it’s time to look at life insurance in a new light - the light of crusty pastry and deep juicy fillings.

 1 – Life insurance has more to it than you think

Just like pies, there’s a lot more going on inside life insurance than you might have thought. Bite through the crust, and your brain buds (think taste buds for the brain!) are delighted by the idea of indexation or the specifics of critical illness cover (CIC). It’s similar to the way that there are carrots and other bits in your pie – it’s rather complex. Critical illness cover is definitely sort of like that – almost.

What CIC definitely is, is a lump sum which pays out if you have a specified illness and are unable to work. The specifics are deep (like the pie), and subtle (like the flavour), but we can help you through all that. If you thought life insurance was just there to pay out when you die, give us a call and ask about CIC – our advisors can tell you the recipe.

2 – There’s a flavour to suit everyone

From decreasing term life insurance (akin to a creamy cheese and mushroom pie), which offers you incredibly low premiums while keep your family’s home covered, through to cover guaranteed for the Over 50s. That last one is more of a steak and kidney type of filling – warm, hearty and not asking too many questions.

Just imagine your home protected by a giant cheese and mushroom pie!

3 – It can come with all sorts of extras

You can’t order life insurance with a side of peas and gravy, that’s a pie – don’t get confused! You can order life insurance with a side of income protection, or you can go for an optimiser policy with an attached gym membership and the potential for cheaper holiday flights.

You can even get one that offers a free coffee – just like a pie!

4 – It makes you feel good

That post pie afternoon haze is a wonderful feeling – it’s a shame you have to go back to work for the afternoon, but it feels a little more manageable.

Getting good life insurance which you know fits your personal needs feels like that too – only that feeling of reassurance doesn’t just last until dinner time, it goes on and on for the rest of your policy term.

5 – Even if you cover it with mashed potato, it still gets to be called a pie

And like Shepherd’s Pie, if you cover your life insurance policy in mashed potato, it’s still a life insurance policy and will look after your loved ones if you were gone.

Take a look at the following chart showing scientifically how the effect of a good life insurance policy alters the tastiness of any pie you eat:

Call one of our advisors today to discuss all things life insurance with them. They’ll be able to find a policy to fit your personal needs – just like a menu of pies!

Enjoy British Pie Week!