3 (Bad) Reasons Parents Don’t Have Life Insurance

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If you have a child, of course you want to protect them through all of life’s ups and downs. You pick them up when they fall, hug them when they cry, and provide shelter when it rains.

But what will they do if you die?

Too often, parents put off getting life insurance, leaving their children without security for another day, another week, another year. It’s a gamble that could one day end in tragedy, but they have good reasons why, don’t they?

We don’t think so.

Here are the three (very bad) reasons why parents don’t have life insurance:

Number 3 – We’re too young for life insurance

It’s true – the most common age in the UK for death for men is 85.6 years old, and for women is 88.3 years old (from the latest Office of National Statistics report) and it’s getting older as improvements in medicine and technology increase our longevity.

Sadly though, statistics also show that the majority of fatal road traffic accidents happen to men aged 29 and younger.

It would be wonderful if we could all guarantee living until we pass away peacefully in our sleep, with our loving grandchildren and great-grandchildren gathered around us to hear our wise final words. But unfortunately, life’s not always like that and unforeseen events can happen and take lives far too early.

And if it is your life, you leave your children without a parent and the financial support that a parent provides.

No one is too young for a life insurance policy. Not only that, but the statistics work in your favour, as they bring down the cost of your premiums to staggeringly low numbers the younger you are – and that’s now! Right now, you’re the youngest you’ll ever be and getting life insurance when you are young isn’t just sensible, it’s impressively cost-effective!

Number 2 – Taking out a life insurance policy is too complicated

This can be true too – understanding the finer nuances of life insurance quotes can be a stretch even for some of the people in the industry! Thankfully, that’s what our passionate experts at Quick Quote Protect are for. Our team are fully registered, trained and experienced professionals who are able to give life insurance advice and explain everything in a simple way or – if you prefer – simply cut to the chase and give you the plain options without all the frills.

And if you’re the kind of person who likes to know everything before they take the leap, then check out our extensive library of articles and resources that’ll break down everything from index-linking to the differences between whole of life insurance and term life insurance.

We can get you all the benefits of a life insurance policy within 30 minutes of an initial call – now, that’s got to be worth your time.

Number 1 – Life insurance is too expensive

The most heard complaint about life insurance is a myth that’s had financial implications on family and loved ones for too many over the years.

The average cost of life insurance in the UK is far lower that you might think. Statistically, it’s a little over £30 per month, but that’s taking into account a huge range of policies and options including those jet-setting entrepreneurs with millions of pounds of cover! In reality, you can get cheap life insurance to protect your family for under a tenner per month, even as low as £5!

That’s cheaper than Netflix.

Getting life insurance with Quick Quote Protect

At Quick Quote Protect, we work with a huge range of life insurance providers in the UK to bring you the best possible deal for the least amount of effort! You’re not too young, it’s not too complicated and it’s not expensive. Give us a call today, obligation-free!